Penn Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.0B | $2.4B | $2.1B | $331M | $5M | 0.62% | 5.68% | 2.68% | 0.52% |
| Q4 2025 | $3.0B | $2.4B | $2.1B | $328M | $5M | 0.39% | 3.77% | 2.48% | 0.49% |
| Q3 2025 | $3.0B | $2.4B | $2.2B | $319M | $3M | 0.32% | 3.08% | 2.40% | 0.56% |
| Q2 2025 | $3.0B | $2.4B | $2.1B | $308M | $3M | 0.28% | 2.77% | 2.29% | 0.14% |
| Q1 2025 | $2.9B | $2.3B | $2.0B | $301M | $1M | 0.19% | 1.84% | 2.18% | 0.14% |
| Q4 2024 | $2.9B | $2.3B | $1.9B | $291M | $-234K | 0.28% | 2.84% | 2.19% | 0.09% |
| Q3 2024 | $2.9B | $2.3B | $1.9B | $307M | $2M | 0.39% | 3.90% | 2.22% | 0.10% |
| Q2 2024 | $3.0B | $2.2B | $1.9B | $286M | $3M | 0.44% | 4.48% | 2.25% | 0.06% |
| Q1 2024 | $2.9B | $2.2B | $1.9B | $284M | $4M | 0.49% | 4.94% | 2.34% | 0.06% |
| Q4 2023 | $2.9B | $2.2B | $1.9B | $284M | $4M | 0.64% | 6.77% | 2.71% | 0.06% |
| Q3 2023 | $2.8B | $2.1B | $1.9B | $251M | $5M | 0.65% | 6.96% | 2.81% | 0.05% |
| Q2 2023 | $2.8B | $2.1B | $1.8B | $264M | $4M | 0.61% | 6.39% | 2.90% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.