PB&T Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $842M | $732M | $605M | $85M | $4M | 2.37% | 21.18% | 4.95% | 0.60% |
| Q4 2025 | $663M | $557M | $518M | $83M | $4M | 2.47% | 20.50% | 5.23% | 0.20% |
| Q3 2025 | $671M | $562M | $533M | $81M | $5M | 2.46% | 20.70% | 5.17% | 0.20% |
| Q2 2025 | $647M | $541M | $507M | $77M | $3M | 2.30% | 19.46% | 5.06% | 0.03% |
| Q1 2025 | $631M | $549M | $466M | $75M | $4M | 2.48% | 20.95% | 4.88% | 0.00% |
| Q4 2024 | $617M | $539M | $429M | $72M | $3M | 2.16% | 19.68% | 4.56% | 0.00% |
| Q3 2024 | $625M | $532M | $417M | $72M | $3M | 2.23% | 20.64% | 4.52% | 0.02% |
| Q2 2024 | $620M | $520M | $428M | $68M | $4M | 2.29% | 21.68% | 4.45% | 1.38% |
| Q1 2024 | $633M | $537M | $434M | $66M | $3M | 1.79% | 17.31% | 4.37% | 2.19% |
| Q4 2023 | $625M | $541M | $438M | $65M | $3M | 2.19% | 22.33% | 4.48% | 2.29% |
| Q3 2023 | $633M | $551M | $450M | $61M | $3M | 2.22% | 22.88% | 4.48% | 2.24% |
| Q2 2023 | $631M | $532M | $452M | $62M | $3M | 2.31% | 23.80% | 4.55% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.