Pathward quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.1B | $5.9B | $4.8B | $884M | $73M | 4.00% | 33.07% | 7.79% | 2.39% |
| Q4 2025 | $7.6B | $6.4B | $5.0B | $892M | $35M | 2.65% | 22.73% | 7.97% | 2.15% |
| Q3 2025 | $7.2B | $5.9B | $4.8B | $886M | $39M | 2.91% | 25.06% | 8.21% | 2.05% |
| Q2 2025 | $7.2B | $6.0B | $4.7B | $848M | $44M | 3.29% | 28.91% | 8.21% | 1.49% |
| Q1 2025 | $7.0B | $5.8B | $4.4B | $844M | $76M | 4.17% | 37.21% | 8.64% | 0.88% |
| Q4 2024 | $7.6B | $6.5B | $4.6B | $790M | $38M | 2.39% | 23.03% | 7.72% | 0.76% |
| Q3 2024 | $7.5B | $5.9B | $4.7B | $866M | $33M | 2.52% | 24.26% | 7.09% | 0.87% |
| Q2 2024 | $7.5B | $6.4B | $4.6B | $795M | $45M | 2.91% | 28.96% | 7.07% | 0.96% |
| Q1 2024 | $7.4B | $6.4B | $4.4B | $766M | $66M | 3.45% | 35.32% | 7.26% | 0.78% |
| Q4 2023 | $7.9B | $6.9B | $4.4B | $731M | $15M | 2.10% | 21.83% | 7.17% | 0.88% |
| Q3 2023 | $7.5B | $6.6B | $4.4B | $680M | $36M | 2.58% | 26.49% | 6.75% | 1.26% |
| Q2 2023 | $7.5B | $6.3B | $4.1B | $709M | $46M | 2.91% | 29.09% | 6.77% | 0.93% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.