Panhandle First Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $573M | $464M | $355M | $82M | $3M | 1.92% | 13.52% | 4.81% | 1.70% |
| Q4 2025 | $569M | $459M | $364M | $81M | $3M | 1.59% | 11.16% | 4.75% | 1.89% |
| Q3 2025 | $549M | $443M | $371M | $79M | $2M | 1.51% | 10.62% | 4.73% | 1.86% |
| Q2 2025 | $541M | $436M | $366M | $75M | $2M | 1.53% | 10.79% | 4.71% | 2.16% |
| Q1 2025 | $535M | $436M | $372M | $78M | $2M | 1.60% | 11.17% | 4.73% | 1.58% |
| Q4 2024 | $531M | $432M | $374M | $75M | $2M | 1.26% | 9.55% | 4.23% | 1.59% |
| Q3 2024 | $533M | $431M | $356M | $78M | $2M | 1.20% | 9.30% | 3.99% | 1.45% |
| Q2 2024 | $513M | $419M | $350M | $73M | $1M | 0.86% | 6.97% | 3.42% | 2.40% |
| Q1 2024 | $243M | $195M | $151M | $24M | $1M | 1.99% | 19.33% | 4.44% | 0.85% |
| Q4 2023 | $224M | $182M | $150M | $24M | $1M | 2.16% | 22.88% | 4.31% | 0.32% |
| Q3 2023 | $225M | $188M | $134M | $22M | $1M | 2.13% | 23.28% | 4.24% | 0.37% |
| Q2 2023 | $227M | $189M | $136M | $21M | $1M | 2.10% | 23.32% | 4.15% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.