Palo Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $50M | $46M | $22M | $4M | $129K | 1.06% | 13.85% | 3.19% | 0.33% |
| Q4 2025 | $47M | $44M | $23M | $4M | $132K | 0.91% | 13.45% | 3.03% | 0.19% |
| Q3 2025 | $47M | $43M | $22M | $4M | $114K | 0.85% | 12.91% | 2.96% | 0.12% |
| Q2 2025 | $48M | $45M | $22M | $3M | $116K | 0.79% | 12.80% | 2.91% | 0.28% |
| Q1 2025 | $49M | $46M | $22M | $3M | $73K | 0.61% | 10.25% | 2.77% | 0.17% |
| Q4 2024 | $47M | $44M | $22M | $3M | $73K | 0.80% | 13.68% | 2.84% | 0.18% |
| Q3 2024 | $47M | $43M | $22M | $3M | $104K | 0.85% | 14.69% | 2.88% | 0.19% |
| Q2 2024 | $48M | $45M | $22M | $3M | $115K | 0.83% | 15.64% | 2.90% | 0.20% |
| Q1 2024 | $46M | $44M | $22M | $3M | $78K | 0.68% | 12.86% | 2.79% | 0.37% |
| Q4 2023 | $45M | $42M | $22M | $2M | $79K | 0.89% | 20.17% | 3.18% | 0.21% |
| Q3 2023 | $43M | $42M | $21M | $2M | $94K | 0.96% | 22.64% | 3.25% | 0.40% |
| Q2 2023 | $45M | $42M | $21M | $2M | $114K | 1.00% | 22.45% | 3.28% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.