Palmetto State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $619M | $515M | $228M | $81M | $1M | 0.77% | 5.93% | 3.15% | 0.12% |
| Q4 2025 | $623M | $518M | $226M | $80M | $-3397K | 0.33% | 2.58% | 3.11% | 0.12% |
| Q3 2025 | $600M | $490M | $219M | $84M | $3M | 1.19% | 9.21% | 3.10% | 0.25% |
| Q2 2025 | $604M | $501M | $205M | $79M | $1M | 0.79% | 6.31% | 3.07% | 0.20% |
| Q1 2025 | $634M | $527M | $202M | $78M | $981K | 0.63% | 5.16% | 3.00% | 0.23% |
| Q4 2024 | $604M | $498M | $213M | $74M | $2M | 0.85% | 6.89% | 2.90% | 0.18% |
| Q3 2024 | $597M | $489M | $205M | $79M | $1M | 0.78% | 6.28% | 2.84% | 0.38% |
| Q2 2024 | $597M | $493M | $205M | $75M | $1M | 0.78% | 6.46% | 2.85% | 0.43% |
| Q1 2024 | $617M | $517M | $200M | $73M | $1M | 0.69% | 5.80% | 2.75% | 0.29% |
| Q4 2023 | $611M | $508M | $206M | $73M | $1M | 1.18% | 10.29% | 2.96% | 0.45% |
| Q3 2023 | $603M | $504M | $204M | $71M | $1M | 1.30% | 11.47% | 2.99% | 0.47% |
| Q2 2023 | $613M | $515M | $206M | $72M | $3M | 1.47% | 13.20% | 2.98% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.