Oxford Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $902M | $753M | $692M | $113M | $2M | 0.66% | 5.83% | 4.93% | 2.14% |
| Q4 2025 | $1.1B | $965M | $653M | $112M | $2M | 1.26% | 10.69% | 5.32% | 2.35% |
| Q3 2025 | $915M | $794M | $655M | $110M | $3M | 1.40% | 11.35% | 5.46% | 2.38% |
| Q2 2025 | $859M | $734M | $628M | $107M | $3M | 1.43% | 11.48% | 5.45% | 1.66% |
| Q1 2025 | $824M | $710M | $615M | $103M | $3M | 1.46% | 11.73% | 5.37% | 2.23% |
| Q4 2024 | $811M | $699M | $605M | $100M | $2M | 1.26% | 11.15% | 5.43% | 1.60% |
| Q3 2024 | $870M | $760M | $590M | $99M | $3M | 1.38% | 12.45% | 5.35% | 1.54% |
| Q2 2024 | $821M | $705M | $589M | $95M | $2M | 1.39% | 12.74% | 5.48% | 1.54% |
| Q1 2024 | $883M | $782M | $556M | $92M | $3M | 1.61% | 15.15% | 5.43% | 1.66% |
| Q4 2023 | $817M | $717M | $536M | $89M | $3M | 1.57% | 15.36% | 5.23% | 1.80% |
| Q3 2023 | $794M | $703M | $522M | $85M | $3M | 1.68% | 16.76% | 5.22% | 2.03% |
| Q2 2023 | $817M | $729M | $485M | $83M | $3M | 1.69% | 17.23% | 5.05% | 2.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.