BranchWatch

Orange Bank & Trust Company

Headquartered in Middletown, NY. Part of Orange County Bancorp, Inc. FDIC certificate #12944 · Federal Reserve RSSD 176101.

Total assets
$2.7B
Deposits
$2.4B
Q1 2026
Active branches
16
Closings since Jan 2020
1
4 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$12M
Return on assets
1.74%
Return on equity
15.81%
Noncurrent loan rate
1.33%

Deposits by year (Summary of Deposits)

1
2019
1
2020
2
2021
2
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

2
2021
1
2024
1
2025

Other network changes since 2020

  • 2 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.orangebanktrust.com.