OPTUS Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $785M | $661M | $462M | $98M | $3M | 1.32% | 10.61% | 2.94% | 3.68% |
| Q4 2025 | $778M | $675M | $448M | $96M | $2M | 1.11% | 9.29% | 3.05% | 4.54% |
| Q3 2025 | $757M | $658M | $405M | $94M | $2M | 1.05% | 8.86% | 3.06% | 2.54% |
| Q2 2025 | $715M | $629M | $387M | $81M | $2M | 1.04% | 8.99% | 3.00% | 2.96% |
| Q1 2025 | $673M | $587M | $376M | $80M | $1M | 0.84% | 7.13% | 2.80% | 0.72% |
| Q4 2024 | $663M | $545M | $382M | $77M | $2M | 1.24% | 9.76% | 3.19% | 1.22% |
| Q3 2024 | $615M | $520M | $355M | $79M | $1M | 1.12% | 8.67% | 3.24% | 0.37% |
| Q2 2024 | $592M | $463M | $349M | $74M | $2M | 1.20% | 9.24% | 3.31% | 0.40% |
| Q1 2024 | $548M | $461M | $313M | $72M | $2M | 1.20% | 9.00% | 3.31% | 0.47% |
| Q4 2023 | $525M | $439M | $299M | $71M | $2M | 1.50% | 10.17% | 3.64% | 1.21% |
| Q3 2023 | $473M | $402M | $266M | $67M | $2M | 1.52% | 10.08% | 3.63% | 1.46% |
| Q2 2023 | $440M | $369M | $240M | $66M | $2M | 1.50% | 9.76% | 3.59% | 0.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.