Optum Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $21.0B | $16.2B | $9.4B | $3.1B | $153M | 2.93% | 20.31% | 4.52% | 0.21% |
| Q4 2025 | $20.8B | $16.0B | $8.9B | $3.0B | $135M | 2.69% | 20.49% | 4.39% | 0.20% |
| Q3 2025 | $20.1B | $15.8B | $8.5B | $2.8B | $129M | 2.72% | 21.11% | 4.42% | 0.19% |
| Q2 2025 | $19.6B | $15.1B | $7.9B | $2.6B | $127M | 2.77% | 22.18% | 4.38% | 0.19% |
| Q1 2025 | $18.9B | $15.0B | $7.0B | $2.4B | $137M | 2.92% | 24.05% | 4.42% | 0.14% |
| Q4 2024 | $18.6B | $14.9B | $6.4B | $2.2B | $165M | 3.31% | 31.21% | 4.09% | 0.28% |
| Q3 2024 | $18.2B | $14.6B | $6.1B | $2.2B | $147M | 3.21% | 31.03% | 4.07% | 0.29% |
| Q2 2024 | $17.1B | $14.2B | $5.8B | $1.8B | $139M | 3.17% | 32.30% | 4.03% | 0.29% |
| Q1 2024 | $17.3B | $14.5B | $5.4B | $1.6B | $129M | 3.07% | 32.28% | 3.99% | 0.24% |
| Q4 2023 | $16.4B | $14.0B | $4.9B | $1.6B | $119M | 2.67% | 27.80% | 3.69% | 0.24% |
| Q3 2023 | $16.0B | $13.6B | $4.7B | $1.4B | $104M | 2.58% | 26.79% | 3.63% | 0.23% |
| Q2 2023 | $15.8B | $13.4B | $4.5B | $1.5B | $104M | 2.56% | 26.03% | 3.59% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.