BranchWatch

OptimumBank

Headquartered in Fort Lauderdale, FL. Part of Optimumbank Holdings, Inc. FDIC certificate #35430 · Federal Reserve RSSD 2953418.

Total assets
$1.3B
Deposits
$1.1B
Q1 2026
Active branches
4
Closings since Jan 2020
1
2 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$5M
Return on assets
1.70%
Return on equity
16.45%
Noncurrent loan rate
0.20%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021

Openings by year

1
2020
1
2024

Other network changes since 2020

  • 2 branch relocations

Branches by state

Florida 4

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.optimumbank.com.