Oostburg State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $430M | $381M | $311M | $45M | $1M | 1.21% | 11.56% | 3.92% | 0.28% |
| Q4 2025 | $434M | $383M | $299M | $45M | $980K | 1.12% | 10.74% | 3.74% | 0.20% |
| Q3 2025 | $412M | $362M | $288M | $45M | $1M | 1.19% | 11.40% | 3.67% | 0.16% |
| Q2 2025 | $390M | $344M | $282M | $42M | $1M | 1.10% | 10.63% | 3.56% | 0.41% |
| Q1 2025 | $391M | $346M | $276M | $41M | $1M | 1.13% | 11.17% | 3.46% | 0.27% |
| Q4 2024 | $394M | $350M | $273M | $39M | $700K | 1.02% | 9.62% | 3.42% | 0.29% |
| Q3 2024 | $373M | $327M | $266M | $41M | $1M | 1.12% | 10.44% | 3.40% | 0.35% |
| Q2 2024 | $359M | $317M | $262M | $38M | $948K | 1.05% | 9.91% | 3.33% | 0.36% |
| Q1 2024 | $356M | $314M | $261M | $38M | $928K | 1.05% | 9.86% | 3.27% | 0.19% |
| Q4 2023 | $355M | $312M | $249M | $38M | $1M | 1.16% | 11.25% | 3.47% | 0.03% |
| Q3 2023 | $342M | $303M | $248M | $34M | $770K | 1.02% | 10.00% | 3.52% | 0.03% |
| Q2 2023 | $335M | $295M | $242M | $35M | $865K | 1.08% | 10.43% | 3.58% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.