OneUnited Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $609M | $482M | $404M | $60M | $-1776K | -1.04% | -11.56% | 2.19% | 0.19% |
| Q4 2025 | $762M | $517M | $402M | $63M | $-301K | 0.21% | 2.31% | 2.26% | 0.15% |
| Q3 2025 | $622M | $531M | $408M | $62M | $1M | 0.35% | 3.79% | 2.39% | 0.04% |
| Q2 2025 | $607M | $517M | $407M | $60M | $215K | 0.20% | 2.25% | 2.38% | 0.04% |
| Q1 2025 | $607M | $518M | $410M | $59M | $446K | 0.26% | 3.07% | 2.41% | 0.01% |
| Q4 2024 | $756M | $512M | $408M | $57M | $456K | 0.34% | 3.91% | 2.57% | 0.03% |
| Q3 2024 | $573M | $507M | $420M | $60M | $410K | 0.37% | 4.14% | 2.71% | 0.13% |
| Q2 2024 | $614M | $512M | $432M | $56M | $928K | 0.41% | 4.85% | 2.66% | 0.59% |
| Q1 2024 | $607M | $505M | $439M | $55M | $430K | 0.25% | 3.08% | 2.48% | 0.39% |
| Q4 2023 | $756M | $494M | $439M | $56M | $560K | 0.60% | 7.54% | 2.70% | 0.31% |
| Q3 2023 | $594M | $512M | $446M | $52M | $3M | 0.72% | 8.78% | 2.84% | 0.22% |
| Q2 2023 | $601M | $514M | $445M | $53M | $725K | 0.28% | 3.55% | 2.82% | 0.71% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.