OneSouth Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2024 | $204M | $174M | $170M | $23M | $-506K | -0.95% | -8.80% | 3.66% | 0.20% |
| Q4 2023 | $221M | $185M | $175M | $23M | $338K | 0.78% | 7.20% | 3.92% | 0.77% |
| Q3 2023 | $220M | $182M | $175M | $23M | $315K | 0.84% | 7.66% | 4.01% | 0.20% |
| Q2 2023 | $212M | $178M | $171M | $23M | $535K | 0.97% | 8.73% | 4.15% | 0.22% |
| Q1 2023 | $197M | $167M | $161M | $22M | $440K | 0.91% | 7.93% | 4.08% | 0.22% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.