OneLocal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $842M | $903M | $143M | $2M | 0.91% | 6.68% | 3.42% | 0.21% |
| Q4 2025 | $1.0B | $831M | $881M | $142M | $3M | 0.92% | 6.83% | 3.44% | 0.08% |
| Q3 2025 | $1.0B | $825M | $882M | $138M | $3M | 0.85% | 6.34% | 3.37% | 0.05% |
| Q2 2025 | $1.0B | $823M | $863M | $135M | $2M | 0.77% | 5.74% | 3.27% | 0.05% |
| Q1 2025 | $974M | $796M | $828M | $133M | $2M | 0.66% | 4.86% | 3.14% | 0.05% |
| Q4 2024 | $966M | $793M | $814M | $130M | $2M | 0.57% | 4.18% | 2.95% | 0.05% |
| Q3 2024 | $946M | $769M | $797M | $130M | $1M | 0.48% | 3.53% | 2.93% | 0.21% |
| Q2 2024 | $923M | $737M | $773M | $127M | $853K | 0.49% | 3.57% | 2.95% | 0.21% |
| Q1 2024 | $906M | $751M | $753M | $126M | $1M | 0.61% | 4.45% | 3.04% | 0.22% |
| Q4 2023 | $926M | $755M | $772M | $125M | $2M | 0.84% | 6.21% | 3.42% | 0.24% |
| Q3 2023 | $934M | $739M | $780M | $120M | $2M | 0.86% | 6.39% | 3.50% | 0.10% |
| Q2 2023 | $894M | $722M | $737M | $121M | $2M | 0.96% | 7.05% | 3.60% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.