Old Second National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $6.8B | $5.6B | $5.1B | $930M | $28M | 1.61% | 12.05% | 5.19% | 1.45% |
| Q4 2025 | $6.9B | $5.7B | $5.2B | $905M | $31M | 1.46% | 11.59% | 5.22% | 1.01% |
| Q3 2025 | $7.0B | $5.8B | $5.2B | $905M | $14M | 1.32% | 10.55% | 5.14% | 0.91% |
| Q2 2025 | $5.7B | $4.9B | $4.0B | $728M | $24M | 1.61% | 13.11% | 4.95% | 0.81% |
| Q1 2025 | $5.7B | $4.9B | $3.9B | $700M | $22M | 1.54% | 12.74% | 4.90% | 0.88% |
| Q4 2024 | $5.6B | $4.8B | $3.9B | $671M | $21M | 1.63% | 14.00% | 4.73% | 0.76% |
| Q3 2024 | $5.7B | $4.5B | $3.9B | $689M | $25M | 1.68% | 14.52% | 4.69% | 1.31% |
| Q2 2024 | $5.7B | $4.6B | $3.9B | $668M | $24M | 1.65% | 14.49% | 4.67% | 1.18% |
| Q1 2024 | $5.6B | $4.6B | $3.9B | $642M | $23M | 1.62% | 14.58% | 4.67% | 1.64% |
| Q4 2023 | $5.7B | $4.6B | $4.0B | $620M | $20M | 1.72% | 16.96% | 4.82% | 1.70% |
| Q3 2023 | $5.8B | $4.6B | $4.0B | $601M | $26M | 1.82% | 18.34% | 4.85% | 1.57% |
| Q2 2023 | $5.9B | $4.7B | $4.0B | $581M | $28M | 1.84% | 18.77% | 4.87% | 1.52% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.