Oconee State Bank
Headquartered in Watkinsville, GA. Part of Oconee Financial Corporation. FDIC certificate #18143 · Federal Reserve RSSD 573036.
Total assets
$744M
Deposits
$658M
Q2 2026
Active branches
7
Closings since Jan 2020
1
2 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.81%
Return on equity
8.87%
Noncurrent loan rate
2.83%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
12022
Openings by year
12021
12023
Other network changes since 2020
- 2 branch relocations
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- 1010 PARK DR · closed April 15, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.oconeestatebank.com.