Ocean Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.5B | $6.4B | $5.9B | $714M | $20M | 1.06% | 11.23% | 3.43% | 0.39% |
| Q4 2025 | $7.4B | $6.3B | $5.9B | $697M | $18M | 0.92% | 9.79% | 3.45% | 0.22% |
| Q3 2025 | $7.4B | $6.3B | $5.8B | $694M | $17M | 0.90% | 9.63% | 3.43% | 0.25% |
| Q2 2025 | $7.2B | $6.1B | $5.6B | $668M | $15M | 0.87% | 9.34% | 3.39% | 0.21% |
| Q1 2025 | $6.9B | $5.8B | $5.4B | $653M | $15M | 0.89% | 9.49% | 3.38% | 0.25% |
| Q4 2024 | $6.7B | $5.6B | $5.5B | $634M | $14M | 0.92% | 9.71% | 3.54% | 0.03% |
| Q3 2024 | $6.7B | $5.6B | $5.3B | $638M | $16M | 0.94% | 9.89% | 3.53% | 0.04% |
| Q2 2024 | $6.4B | $5.6B | $5.2B | $618M | $17M | 0.94% | 9.89% | 3.53% | 0.05% |
| Q1 2024 | $6.3B | $5.5B | $5.0B | $604M | $13M | 0.79% | 8.51% | 3.40% | 0.04% |
| Q4 2023 | $6.4B | $5.4B | $5.0B | $590M | $12M | 1.01% | 10.96% | 3.77% | 0.06% |
| Q3 2023 | $6.1B | $5.3B | $4.9B | $587M | $17M | 1.10% | 11.83% | 3.87% | 0.14% |
| Q2 2023 | $6.1B | $5.1B | $4.9B | $567M | $15M | 1.09% | 11.87% | 3.93% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.