Oakworth Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.8B | $1.6B | $186M | $6M | 1.09% | 12.08% | 3.69% | 0.73% |
| Q4 2025 | $2.0B | $1.8B | $1.6B | $183M | $6M | 1.17% | 12.99% | 3.76% | 0.03% |
| Q3 2025 | $1.9B | $1.7B | $1.5B | $178M | $6M | 1.17% | 12.96% | 3.76% | 0.04% |
| Q2 2025 | $1.8B | $1.6B | $1.5B | $169M | $5M | 1.16% | 12.96% | 3.76% | 0.04% |
| Q1 2025 | $1.8B | $1.6B | $1.5B | $164M | $6M | 1.24% | 13.97% | 3.76% | 0.65% |
| Q4 2024 | $1.8B | $1.6B | $1.4B | $157M | $5M | 1.06% | 12.35% | 3.56% | 0.02% |
| Q3 2024 | $1.7B | $1.5B | $1.4B | $150M | $5M | 1.07% | 12.48% | 3.51% | 0.00% |
| Q2 2024 | $1.6B | $1.4B | $1.3B | $142M | $4M | 1.06% | 12.42% | 3.48% | 0.00% |
| Q1 2024 | $1.6B | $1.4B | $1.3B | $138M | $4M | 1.11% | 13.12% | 3.42% | 0.42% |
| Q4 2023 | $1.6B | $1.4B | $1.2B | $133M | $-4278K | 0.46% | 5.37% | 3.51% | 0.43% |
| Q3 2023 | $1.4B | $1.3B | $1.1B | $122M | $4M | 1.04% | 12.14% | 3.60% | 0.87% |
| Q2 2023 | $1.4B | $1.2B | $1.1B | $122M | $4M | 1.06% | 12.26% | 3.64% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.