Oakwood Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $151M | $119M | $129M | $16M | $525K | 1.40% | 12.85% | 3.93% | 0.82% |
| Q4 2025 | $148M | $116M | $125M | $16M | $398K | 1.07% | 9.72% | 3.98% | 0.87% |
| Q3 2025 | $145M | $114M | $125M | $16M | $373K | 1.07% | 9.67% | 3.96% | 0.99% |
| Q2 2025 | $144M | $112M | $124M | $16M | $401K | 1.09% | 9.79% | 3.88% | 0.06% |
| Q1 2025 | $141M | $110M | $119M | $15M | $361K | 1.05% | 9.34% | 3.82% | 0.01% |
| Q4 2024 | $135M | $104M | $112M | $15M | $204K | 1.03% | 8.77% | 3.67% | 0.04% |
| Q3 2024 | $132M | $101M | $109M | $15M | $366K | 1.17% | 9.93% | 3.68% | 0.48% |
| Q2 2024 | $132M | $101M | $111M | $16M | $451K | 1.19% | 10.16% | 3.67% | 0.00% |
| Q1 2024 | $131M | $100M | $111M | $15M | $332K | 1.02% | 8.67% | 3.64% | 0.00% |
| Q4 2023 | $131M | $100M | $106M | $15M | $122K | 1.02% | 8.54% | 3.73% | 0.05% |
| Q3 2023 | $125M | $97M | $106M | $15M | $410K | 1.25% | 10.38% | 3.72% | 0.02% |
| Q2 2023 | $123M | $96M | $104M | $15M | $338K | 1.21% | 10.07% | 3.73% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.