Oak Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $462M | $398M | $356M | $51M | $1M | 1.26% | 11.61% | 3.69% | 0.00% |
| Q4 2025 | $472M | $407M | $363M | $51M | $1M | 1.11% | 10.80% | 3.52% | 0.18% |
| Q3 2025 | $482M | $419M | $368M | $49M | $1M | 1.17% | 11.60% | 3.45% | 0.42% |
| Q2 2025 | $473M | $410M | $377M | $49M | $1M | 1.14% | 11.26% | 3.39% | 0.40% |
| Q1 2025 | $464M | $404M | $371M | $47M | $1M | 1.07% | 10.79% | 3.36% | 0.41% |
| Q4 2024 | $472M | $408M | $380M | $46M | $969K | 0.98% | 10.21% | 3.03% | 0.40% |
| Q3 2024 | $485M | $419M | $384M | $48M | $1M | 1.04% | 10.83% | 2.94% | 0.00% |
| Q2 2024 | $475M | $407M | $382M | $45M | $1M | 1.01% | 10.65% | 2.91% | 0.00% |
| Q1 2024 | $473M | $404M | $382M | $44M | $1M | 1.04% | 11.02% | 2.94% | 0.00% |
| Q4 2023 | $471M | $401M | $372M | $45M | $462K | 0.99% | 10.99% | 3.25% | 0.00% |
| Q3 2023 | $458M | $388M | $364M | $41M | $1M | 1.20% | 13.42% | 3.29% | 0.00% |
| Q2 2023 | $456M | $391M | $353M | $42M | $1M | 1.21% | 13.65% | 3.37% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.