NSB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $479M | $415M | $336M | $38M | $955K | 0.81% | 9.99% | 3.00% | 0.67% |
| Q4 2025 | $469M | $400M | $342M | $39M | $1M | 1.22% | 15.88% | 2.89% | 0.43% |
| Q3 2025 | $469M | $402M | $329M | $38M | $2M | 1.26% | 16.68% | 2.83% | 0.69% |
| Q2 2025 | $471M | $405M | $334M | $36M | $1M | 1.17% | 15.95% | 2.73% | 0.64% |
| Q1 2025 | $470M | $405M | $327M | $35M | $1M | 1.28% | 17.69% | 2.75% | 0.56% |
| Q4 2024 | $463M | $396M | $330M | $33M | $1M | 1.01% | 14.06% | 2.62% | 0.08% |
| Q3 2024 | $475M | $402M | $325M | $35M | $1M | 1.01% | 13.95% | 2.61% | 0.09% |
| Q2 2024 | $450M | $381M | $318M | $32M | $1M | 1.01% | 13.98% | 2.66% | 0.05% |
| Q1 2024 | $432M | $383M | $305M | $32M | $1M | 1.11% | 15.26% | 2.71% | 0.04% |
| Q4 2023 | $438M | $376M | $304M | $32M | $747K | 1.31% | 18.91% | 3.04% | 0.08% |
| Q3 2023 | $425M | $380M | $287M | $29M | $2M | 1.52% | 22.22% | 3.14% | 0.08% |
| Q2 2023 | $433M | $392M | $283M | $30M | $2M | 1.57% | 22.91% | 3.20% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.