Northern State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $329M | $296M | $148M | $33M | $1M | 1.47% | 14.67% | 3.81% | 0.93% |
| Q4 2025 | $331M | $297M | $153M | $34M | $1M | 1.87% | 18.65% | 4.00% | 0.88% |
| Q3 2025 | $327M | $293M | $156M | $33M | $1M | 1.90% | 19.03% | 4.01% | 1.03% |
| Q2 2025 | $306M | $273M | $156M | $32M | $2M | 2.05% | 20.56% | 4.00% | 1.03% |
| Q1 2025 | $307M | $276M | $154M | $31M | $1M | 1.82% | 18.65% | 4.00% | 1.04% |
| Q4 2024 | $304M | $275M | $161M | $29M | $2M | 2.01% | 21.95% | 4.08% | 0.08% |
| Q3 2024 | $307M | $276M | $164M | $31M | $2M | 2.01% | 22.30% | 4.02% | 0.09% |
| Q2 2024 | $303M | $276M | $160M | $28M | $1M | 1.97% | 22.71% | 3.96% | 0.10% |
| Q1 2024 | $311M | $284M | $157M | $27M | $2M | 2.05% | 24.13% | 3.94% | 0.09% |
| Q4 2023 | $323M | $296M | $158M | $27M | $1M | 1.74% | 23.41% | 3.61% | 0.12% |
| Q3 2023 | $311M | $287M | $157M | $23M | $1M | 1.70% | 23.61% | 3.58% | 0.14% |
| Q2 2023 | $314M | $290M | $154M | $23M | $1M | 1.66% | 23.19% | 3.46% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.