North Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $164M | $143M | $87M | $19M | $405K | 1.00% | 8.25% | 3.62% | 0.34% |
| Q4 2025 | $159M | $137M | $86M | $20M | $592K | 1.42% | 12.49% | 3.57% | 0.07% |
| Q3 2025 | $164M | $143M | $85M | $19M | $632K | 1.40% | 12.59% | 3.49% | 0.04% |
| Q2 2025 | $165M | $146M | $84M | $17M | $580K | 1.32% | 12.00% | 3.44% | 0.15% |
| Q1 2025 | $154M | $135M | $84M | $17M | $449K | 1.19% | 10.49% | 3.30% | 0.07% |
| Q4 2024 | $149M | $129M | $84M | $17M | $481K | 1.17% | 10.78% | 3.25% | 0.06% |
| Q3 2024 | $159M | $138M | $84M | $18M | $459K | 1.14% | 10.59% | 3.20% | 0.14% |
| Q2 2024 | $158M | $139M | $84M | $16M | $511K | 1.13% | 10.67% | 3.17% | 0.09% |
| Q1 2024 | $152M | $134M | $82M | $16M | $360K | 0.94% | 8.80% | 3.12% | 0.10% |
| Q4 2023 | $153M | $134M | $85M | $17M | $650K | 1.18% | 12.02% | 3.26% | 0.13% |
| Q3 2023 | $150M | $133M | $87M | $14M | $459K | 1.01% | 10.58% | 3.19% | 2.37% |
| Q2 2023 | $158M | $140M | $86M | $15M | $358K | 0.91% | 9.51% | 3.13% | 2.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.