New Century Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $87M | $74M | $78M | $11M | $427K | 1.99% | 15.54% | 6.33% | 1.35% |
| Q4 2025 | $85M | $69M | $77M | $11M | $480K | 2.56% | 19.52% | 6.86% | 0.90% |
| Q3 2025 | $81M | $69M | $71M | $10M | $652K | 2.65% | 20.02% | 7.03% | 1.06% |
| Q2 2025 | $77M | $64M | $69M | $10M | $479K | 2.29% | 17.16% | 6.92% | 1.61% |
| Q1 2025 | $73M | $60M | $64M | $10M | $353K | 2.00% | 14.64% | 6.77% | 0.85% |
| Q4 2024 | $68M | $57M | $59M | $9M | $449K | 2.97% | 19.61% | 7.62% | 0.60% |
| Q3 2024 | $63M | $50M | $55M | $9M | $516K | 3.07% | 19.76% | 7.80% | 0.65% |
| Q2 2024 | $58M | $47M | $46M | $9M | $472K | 2.90% | 18.27% | 7.82% | 1.22% |
| Q1 2024 | $59M | $48M | $44M | $9M | $348K | 2.50% | 15.53% | 7.48% | 1.72% |
| Q4 2023 | $53M | $42M | $44M | $9M | $378K | 2.99% | 18.79% | 7.97% | 2.05% |
| Q3 2023 | $51M | $41M | $44M | $9M | $420K | 3.04% | 19.29% | 7.94% | 1.72% |
| Q2 2023 | $52M | $42M | $41M | $8M | $388K | 2.95% | 19.29% | 7.77% | 1.81% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.