Needham Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.2B | $6.1B | $6.2B | $791M | $14M | 0.82% | 7.33% | 3.82% | 0.91% |
| Q4 2025 | $6.9B | $5.9B | $6.0B | $779M | $10M | 0.90% | 7.53% | 3.67% | 0.72% |
| Q3 2025 | $5.4B | $4.6B | $4.7B | $651M | $15M | 1.02% | 8.41% | 3.64% | 0.24% |
| Q2 2025 | $5.1B | $4.3B | $4.5B | $634M | $14M | 0.98% | 8.04% | 3.61% | 0.27% |
| Q1 2025 | $5.1B | $4.3B | $4.4B | $619M | $11M | 0.87% | 7.17% | 3.46% | 0.25% |
| Q4 2024 | $5.0B | $4.2B | $4.3B | $607M | $11M | 0.73% | 5.82% | 3.42% | 0.32% |
| Q3 2024 | $4.8B | $4.0B | $4.2B | $594M | $7M | 0.67% | 5.23% | 3.49% | 0.38% |
| Q2 2024 | $4.7B | $3.9B | $4.1B | $593M | $8M | 0.69% | 5.35% | 3.48% | 0.51% |
| Q1 2024 | $4.5B | $3.8B | $3.9B | $584M | $8M | 0.69% | 5.32% | 3.56% | 0.27% |
| Q4 2023 | $4.4B | $3.4B | $3.9B | $576M | $-57K | 0.59% | 5.86% | 3.52% | 0.28% |
| Q3 2023 | $4.2B | $3.4B | $3.7B | $366M | $8M | 0.80% | 8.82% | 3.54% | 0.37% |
| Q2 2023 | $4.0B | $3.3B | $3.5B | $357M | $6M | 0.79% | 8.54% | 3.57% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.