Nantahala Bank & Trust Company
Nantahala Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $286M | $259M | $194M | $26M | $916K | 1.30% | 14.14% | 4.53% | 0.37% |
| Q4 2025 | $280M | $253M | $193M | $26M | $999K | 1.26% | 14.52% | 4.36% | 0.36% |
| Q3 2025 | $280M | $255M | $191M | $25M | $923K | 1.19% | 14.00% | 4.26% | 0.37% |
| Q2 2025 | $268M | $244M | $189M | $23M | $832K | 1.12% | 13.27% | 4.14% | 0.40% |
| Q1 2025 | $264M | $240M | $185M | $22M | $659K | 0.99% | 11.93% | 4.03% | 0.42% |
| Q4 2024 | $266M | $243M | $186M | $22M | $690K | 0.61% | 8.24% | 3.34% | 0.26% |
| Q3 2024 | $282M | $260M | $186M | $21M | $427K | 0.48% | 6.62% | 3.14% | 0.27% |
| Q2 2024 | $281M | $251M | $182M | $21M | $370K | 0.42% | 5.83% | 2.98% | 0.28% |
| Q1 2024 | $283M | $250M | $181M | $20M | $217K | 0.31% | 4.36% | 2.83% | 0.29% |
| Q4 2023 | $278M | $240M | $177M | $20M | $139K | 0.31% | 4.36% | 2.90% | 0.32% |
| Q3 2023 | $271M | $246M | $165M | $19M | $150K | 0.35% | 4.88% | 2.91% | 0.37% |
| Q2 2023 | $272M | $243M | $158M | $19M | $274K | 0.41% | 5.78% | 2.93% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.