Mountain Valley Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $256M | $201M | $204M | $25M | $357K | 0.55% | 5.78% | 3.96% | 0.63% |
| Q4 2025 | $260M | $204M | $205M | $25M | $560K | 0.54% | 6.03% | 3.75% | 1.27% |
| Q3 2025 | $260M | $205M | $213M | $24M | $453K | 0.44% | 4.91% | 3.66% | 0.54% |
| Q2 2025 | $263M | $209M | $206M | $23M | $205K | 0.31% | 3.50% | 3.55% | 0.38% |
| Q1 2025 | $259M | $205M | $209M | $23M | $196K | 0.30% | 3.46% | 3.53% | 0.50% |
| Q4 2024 | $256M | $202M | $203M | $22M | $340K | 0.31% | 3.47% | 3.59% | 0.39% |
| Q3 2024 | $258M | $205M | $203M | $22M | $109K | 0.23% | 2.55% | 3.58% | 0.35% |
| Q2 2024 | $240M | $172M | $193M | $21M | $118K | 0.26% | 2.83% | 3.61% | 0.35% |
| Q1 2024 | $237M | $174M | $191M | $21M | $184K | 0.31% | 3.47% | 3.50% | 0.86% |
| Q4 2023 | $231M | $165M | $185M | $21M | $126K | 0.67% | 6.76% | 3.63% | 0.76% |
| Q3 2023 | $218M | $158M | $172M | $21M | $1M | 0.84% | 8.28% | 3.70% | 0.41% |
| Q2 2023 | $207M | $148M | $156M | $20M | $26K | 0.18% | 1.69% | 3.76% | 0.29% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.