Mountain Valley Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $204M | $178M | $125M | $25M | $683K | 1.36% | 10.92% | 4.31% | 0.16% |
| Q4 2025 | $199M | $173M | $122M | $25M | $754K | 1.52% | 12.58% | 4.40% | 0.26% |
| Q3 2025 | $199M | $174M | $121M | $25M | $757K | 1.52% | 12.69% | 4.34% | 0.66% |
| Q2 2025 | $199M | $175M | $120M | $23M | $784K | 1.52% | 12.85% | 4.28% | 0.53% |
| Q1 2025 | $200M | $175M | $118M | $24M | $723K | 1.46% | 12.34% | 4.13% | 0.29% |
| Q4 2024 | $196M | $172M | $118M | $23M | $654K | 1.28% | 11.33% | 4.00% | 0.26% |
| Q3 2024 | $197M | $172M | $117M | $23M | $627K | 1.25% | 11.24% | 3.95% | 0.27% |
| Q2 2024 | $191M | $168M | $116M | $21M | $604K | 1.24% | 11.31% | 3.93% | 0.25% |
| Q1 2024 | $193M | $170M | $114M | $21M | $576K | 1.21% | 11.20% | 3.88% | 0.30% |
| Q4 2023 | $188M | $165M | $113M | $20M | $516K | 1.05% | 10.65% | 3.79% | 0.20% |
| Q3 2023 | $193M | $171M | $114M | $19M | $526K | 1.04% | 10.74% | 3.69% | 0.33% |
| Q2 2023 | $191M | $169M | $113M | $19M | $487K | 1.01% | 10.45% | 3.61% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.