Mount Vernon Bank and Trust Company
Mount Vernon Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $196M | $165M | $133M | $22M | $619K | 1.30% | 11.33% | 3.23% | 0.04% |
| Q4 2025 | $186M | $154M | $134M | $22M | $500K | 1.01% | 9.15% | 2.88% | 0.31% |
| Q3 2025 | $181M | $152M | $130M | $21M | $447K | 0.99% | 9.07% | 2.80% | 0.49% |
| Q2 2025 | $181M | $150M | $126M | $20M | $472K | 0.99% | 9.28% | 2.72% | 0.00% |
| Q1 2025 | $182M | $154M | $125M | $20M | $434K | 0.94% | 9.06% | 2.64% | 0.00% |
| Q4 2024 | $185M | $154M | $126M | $19M | $246K | 0.50% | 5.01% | 2.23% | 0.00% |
| Q3 2024 | $185M | $148M | $130M | $20M | $221K | 0.49% | 4.93% | 2.18% | 0.02% |
| Q2 2024 | $194M | $160M | $126M | $18M | $173K | 0.49% | 5.11% | 2.10% | 0.00% |
| Q1 2024 | $187M | $153M | $129M | $18M | $294K | 0.62% | 6.42% | 2.09% | 0.00% |
| Q4 2023 | $189M | $155M | $129M | $18M | $24K | 0.46% | 4.89% | 2.15% | 0.00% |
| Q3 2023 | $185M | $150M | $127M | $16M | $184K | 0.60% | 6.42% | 2.22% | 0.00% |
| Q2 2023 | $186M | $156M | $125M | $18M | $295K | 0.70% | 7.36% | 2.29% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.