Montrose Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $62M | $52M | $33M | $9M | $392K | 2.64% | 17.39% | 4.48% | 0.17% |
| Q4 2025 | $57M | $48M | $33M | $9M | $349K | 2.41% | 16.32% | 4.38% | 0.14% |
| Q3 2025 | $61M | $52M | $33M | $9M | $398K | 2.40% | 16.53% | 4.28% | 0.13% |
| Q2 2025 | $57M | $49M | $31M | $8M | $338K | 2.26% | 15.43% | 4.23% | 0.14% |
| Q1 2025 | $57M | $48M | $30M | $8M | $298K | 2.13% | 14.49% | 4.05% | 0.16% |
| Q4 2024 | $55M | $46M | $30M | $8M | $232K | 1.96% | 13.55% | 3.86% | 0.15% |
| Q3 2024 | $55M | $47M | $29M | $8M | $303K | 2.05% | 14.30% | 3.83% | 0.02% |
| Q2 2024 | $56M | $48M | $28M | $8M | $288K | 1.98% | 14.07% | 3.77% | 0.02% |
| Q1 2024 | $55M | $47M | $28M | $8M | $255K | 1.88% | 13.43% | 3.68% | 0.16% |
| Q4 2023 | $54M | $46M | $28M | $8M | $208K | 1.63% | 12.23% | 3.49% | 0.02% |
| Q3 2023 | $54M | $47M | $27M | $7M | $274K | 1.65% | 12.60% | 3.46% | 0.13% |
| Q2 2023 | $53M | $46M | $26M | $7M | $214K | 1.46% | 11.03% | 3.43% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.