Monson Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $814M | $733M | $633M | $73M | $2M | 0.93% | 10.14% | 3.40% | 0.10% |
| Q4 2025 | $754M | $652M | $623M | $72M | $2M | 0.85% | 9.39% | 3.36% | 0.08% |
| Q3 2025 | $748M | $671M | $603M | $69M | $2M | 0.84% | 9.36% | 3.29% | 0.09% |
| Q2 2025 | $749M | $675M | $591M | $66M | $2M | 0.79% | 8.93% | 3.21% | 0.13% |
| Q1 2025 | $741M | $668M | $568M | $65M | $1M | 0.66% | 7.43% | 3.07% | 0.10% |
| Q4 2024 | $716M | $641M | $558M | $64M | $2M | 0.73% | 8.23% | 3.04% | 0.11% |
| Q3 2024 | $722M | $649M | $561M | $64M | $1M | 0.69% | 7.76% | 2.98% | 0.13% |
| Q2 2024 | $715M | $644M | $557M | $62M | $1M | 0.74% | 8.34% | 2.98% | 0.07% |
| Q1 2024 | $674M | $605M | $545M | $60M | $1M | 0.67% | 7.36% | 2.95% | 0.08% |
| Q4 2023 | $657M | $579M | $541M | $60M | $1M | 0.84% | 9.81% | 3.26% | 0.08% |
| Q3 2023 | $658M | $578M | $534M | $56M | $1M | 0.87% | 10.42% | 3.33% | 0.16% |
| Q2 2023 | $652M | $588M | $525M | $56M | $2M | 0.93% | 11.20% | 3.35% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.