Modern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $696M | $523M | $496M | $67M | $2K | 0.00% | 0.01% | 2.49% | 5.37% |
| Q4 2025 | $664M | $513M | $479M | $67M | $-12397K | -2.85% | -25.20% | 2.46% | 5.61% |
| Q3 2025 | $660M | $497M | $476M | $79M | $-3677K | -1.45% | -12.54% | 2.42% | 6.31% |
| Q2 2025 | $711M | $534M | $462M | $83M | $-2645K | -1.13% | -9.86% | 2.30% | 7.07% |
| Q1 2025 | $744M | $564M | $494M | $86M | $-1561K | -0.82% | -7.23% | 2.24% | 6.81% |
| Q4 2024 | $778M | $614M | $527M | $87M | $547K | 0.32% | 3.20% | 2.70% | 6.52% |
| Q3 2024 | $814M | $642M | $570M | $87M | $655K | 0.33% | 3.43% | 2.67% | 4.89% |
| Q2 2024 | $847M | $693M | $600M | $86M | $881K | 0.34% | 3.65% | 2.67% | 2.67% |
| Q1 2024 | $964M | $801M | $643M | $86M | $688K | 0.29% | 3.20% | 2.67% | 2.54% |
| Q4 2023 | $948M | $781M | $662M | $86M | $904K | 0.33% | 3.26% | 3.14% | 2.11% |
| Q3 2023 | $884M | $686M | $709M | $86M | $1M | 0.30% | 2.94% | 3.25% | 2.08% |
| Q2 2023 | $859M | $643M | $698M | $86M | $-271K | 0.15% | 1.46% | 3.20% | 1.92% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.