Metro City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.6B | $3.7B | $4.0B | $501M | $22M | 1.92% | 18.08% | 4.04% | 0.42% |
| Q4 2025 | $4.7B | $3.7B | $4.0B | $489M | $18M | 1.79% | 15.55% | 3.61% | 0.64% |
| Q3 2025 | $3.6B | $2.7B | $3.2B | $443M | $17M | 1.86% | 15.66% | 3.70% | 0.41% |
| Q2 2025 | $3.6B | $2.7B | $3.1B | $434M | $17M | 1.84% | 15.60% | 3.69% | 0.46% |
| Q1 2025 | $3.6B | $2.8B | $3.2B | $425M | $16M | 1.81% | 15.49% | 3.59% | 0.53% |
| Q4 2024 | $3.6B | $2.8B | $3.1B | $419M | $16M | 1.82% | 16.15% | 3.52% | 0.57% |
| Q3 2024 | $3.6B | $2.8B | $3.1B | $405M | $17M | 1.81% | 16.30% | 3.50% | 0.46% |
| Q2 2024 | $3.6B | $2.8B | $3.1B | $405M | $17M | 1.78% | 16.13% | 3.45% | 0.42% |
| Q1 2024 | $3.6B | $2.8B | $3.2B | $395M | $15M | 1.66% | 15.19% | 3.25% | 0.42% |
| Q4 2023 | $3.5B | $2.8B | $3.1B | $379M | $11M | 1.50% | 14.14% | 3.12% | 0.46% |
| Q3 2023 | $3.5B | $2.7B | $3.0B | $382M | $11M | 1.56% | 14.84% | 3.10% | 0.50% |
| Q2 2023 | $3.5B | $2.7B | $3.0B | $373M | $13M | 1.68% | 16.21% | 3.16% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.