Merit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $525M | $444M | $353M | $51M | $1M | 0.97% | 9.77% | 3.36% | 0.00% |
| Q4 2025 | $510M | $413M | $350M | $51M | $1M | 0.66% | 7.09% | 3.14% | 0.29% |
| Q3 2025 | $479M | $411M | $323M | $50M | $515K | 0.60% | 6.63% | 2.92% | 0.32% |
| Q2 2025 | $460M | $384M | $310M | $39M | $1M | 0.68% | 8.02% | 2.92% | 0.32% |
| Q1 2025 | $454M | $402M | $304M | $38M | $515K | 0.46% | 5.44% | 2.76% | 0.17% |
| Q4 2024 | $433M | $355M | $300M | $38M | $362K | 0.33% | 3.69% | 2.80% | 0.17% |
| Q3 2024 | $434M | $367M | $282M | $38M | $429K | 0.33% | 3.62% | 2.69% | 0.21% |
| Q2 2024 | $407M | $341M | $275M | $37M | $392K | 0.29% | 3.12% | 2.68% | 0.22% |
| Q1 2024 | $390M | $325M | $254M | $36M | $168K | 0.18% | 1.88% | 2.62% | 0.18% |
| Q4 2023 | $365M | $282M | $245M | $36M | $822K | 0.50% | 4.53% | 2.63% | 0.19% |
| Q3 2023 | $337M | $262M | $225M | $34M | $342K | 0.33% | 2.89% | 2.61% | 0.24% |
| Q2 2023 | $317M | $241M | $217M | $34M | $190K | 0.28% | 2.35% | 2.64% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.