Merchants & Farmers Bank & Trust Company
Merchants & Farmers Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $536M | $483M | $267M | $51M | $1M | 0.91% | 9.52% | 3.70% | 0.77% |
| Q4 2025 | $533M | $480M | $266M | $51M | $824K | 0.72% | 8.12% | 3.62% | 0.82% |
| Q3 2025 | $508M | $456M | $257M | $49M | $942K | 0.76% | 8.69% | 3.59% | 0.68% |
| Q2 2025 | $525M | $478M | $250M | $44M | $1M | 0.77% | 9.11% | 3.53% | 0.68% |
| Q1 2025 | $522M | $476M | $252M | $44M | $869K | 0.68% | 8.11% | 3.51% | 0.68% |
| Q4 2024 | $497M | $453M | $252M | $41M | $621K | 0.46% | 5.35% | 3.34% | 0.47% |
| Q3 2024 | $515M | $467M | $249M | $45M | $622K | 0.44% | 5.13% | 3.27% | 0.46% |
| Q2 2024 | $476M | $426M | $251M | $40M | $575K | 0.42% | 4.85% | 3.28% | 0.43% |
| Q1 2024 | $460M | $412M | $252M | $40M | $405K | 0.35% | 4.01% | 3.26% | 0.40% |
| Q4 2023 | $472M | $409M | $253M | $41M | $361K | 0.54% | 6.88% | 3.34% | 0.49% |
| Q3 2023 | $469M | $406M | $256M | $33M | $591K | 0.63% | 8.10% | 3.36% | 0.73% |
| Q2 2023 | $468M | $409M | $253M | $37M | $944K | 0.69% | 8.63% | 3.33% | 0.79% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.