Mechanics Cooperative Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $879M | $681M | $722M | $116M | $2M | 1.13% | 8.84% | 4.33% | 0.04% |
| Q4 2025 | $862M | $701M | $723M | $108M | $2M | 1.25% | 10.33% | 4.11% | 0.04% |
| Q3 2025 | $851M | $662M | $713M | $105M | $3M | 1.30% | 10.78% | 4.10% | 0.00% |
| Q2 2025 | $831M | $657M | $691M | $102M | $3M | 1.28% | 10.70% | 4.01% | 0.03% |
| Q1 2025 | $828M | $667M | $695M | $99M | $2M | 1.19% | 10.08% | 3.98% | 0.03% |
| Q4 2024 | $837M | $653M | $704M | $97M | $2M | 0.89% | 7.43% | 3.75% | 0.03% |
| Q3 2024 | $804M | $627M | $672M | $95M | $2M | 0.89% | 7.40% | 3.74% | 0.06% |
| Q2 2024 | $774M | $598M | $642M | $92M | $2M | 0.84% | 6.93% | 3.72% | 0.04% |
| Q1 2024 | $745M | $582M | $614M | $90M | $2M | 0.84% | 6.87% | 3.74% | 0.04% |
| Q4 2023 | $723M | $546M | $593M | $89M | $2M | 1.21% | 9.73% | 4.22% | 0.03% |
| Q3 2023 | $691M | $547M | $564M | $84M | $2M | 1.23% | 9.85% | 4.26% | 0.76% |
| Q2 2023 | $666M | $542M | $530M | $84M | $2M | 1.27% | 10.14% | 4.34% | 0.81% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.