MCS Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $223M | $190M | $183M | $26M | $416K | 0.76% | 6.48% | 4.50% | 0.47% |
| Q4 2025 | $213M | $180M | $178M | $25M | $410K | 0.80% | 6.89% | 4.28% | 0.55% |
| Q3 2025 | $209M | $179M | $175M | $25M | $534K | 0.82% | 7.03% | 4.23% | 0.48% |
| Q2 2025 | $209M | $181M | $170M | $24M | $424K | 0.71% | 6.20% | 4.07% | 0.73% |
| Q1 2025 | $209M | $183M | $168M | $24M | $317K | 0.61% | 5.36% | 3.99% | 0.73% |
| Q4 2024 | $207M | $181M | $168M | $23M | $280K | 0.71% | 6.41% | 3.95% | 0.79% |
| Q3 2024 | $208M | $181M | $165M | $23M | $682K | 0.77% | 6.96% | 3.93% | 0.80% |
| Q2 2024 | $205M | $180M | $164M | $22M | $241K | 0.49% | 4.41% | 3.71% | 0.19% |
| Q1 2024 | $200M | $174M | $159M | $22M | $246K | 0.50% | 4.49% | 3.77% | 0.79% |
| Q4 2023 | $193M | $168M | $156M | $22M | $281K | 0.68% | 6.12% | 3.86% | 0.79% |
| Q3 2023 | $190M | $164M | $150M | $21M | $315K | 0.71% | 6.44% | 3.82% | 0.99% |
| Q2 2023 | $190M | $164M | $150M | $21M | $346K | 0.74% | 6.68% | 3.86% | 1.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.