MCNB Bank and Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $366M | $301M | $255M | $41M | $670K | 0.74% | 6.54% | 3.50% | 1.10% |
| Q4 2025 | $363M | $295M | $250M | $41M | $691K | 0.62% | 5.73% | 3.32% | 1.33% |
| Q3 2025 | $363M | $296M | $257M | $40M | $552K | 0.57% | 5.34% | 3.23% | 0.19% |
| Q2 2025 | $359M | $304M | $257M | $39M | $581K | 0.55% | 5.21% | 3.18% | 0.11% |
| Q1 2025 | $359M | $305M | $256M | $38M | $408K | 0.45% | 4.33% | 3.05% | 0.10% |
| Q4 2024 | $360M | $301M | $260M | $37M | $192K | 0.30% | 2.90% | 2.69% | 0.07% |
| Q3 2024 | $362M | $298M | $262M | $38M | $219K | 0.33% | 3.18% | 2.67% | 0.10% |
| Q2 2024 | $366M | $301M | $266M | $37M | $300K | 0.37% | 3.63% | 2.68% | 0.16% |
| Q1 2024 | $363M | $304M | $268M | $37M | $368K | 0.41% | 4.01% | 2.70% | 0.23% |
| Q4 2023 | $361M | $294M | $268M | $37M | $236K | 0.40% | 4.03% | 2.73% | 0.27% |
| Q3 2023 | $360M | $294M | $269M | $34M | $328K | 0.44% | 4.52% | 2.75% | 0.32% |
| Q2 2023 | $359M | $300M | $265M | $36M | $461K | 0.48% | 4.89% | 2.76% | 0.21% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.