MCBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $466M | $427M | $199M | $34M | $1M | 1.29% | 17.64% | 3.48% | 1.58% |
| Q4 2025 | $456M | $417M | $201M | $33M | $2M | 1.33% | 18.26% | 3.61% | 1.88% |
| Q3 2025 | $454M | $417M | $196M | $32M | $1M | 1.31% | 18.11% | 3.59% | 0.14% |
| Q2 2025 | $434M | $401M | $197M | $28M | $2M | 1.35% | 18.35% | 3.64% | 0.14% |
| Q1 2025 | $422M | $378M | $195M | $34M | $962K | 0.92% | 11.81% | 3.65% | 0.16% |
| Q4 2024 | $415M | $373M | $182M | $31M | $1M | 1.19% | 15.96% | 3.47% | 0.25% |
| Q3 2024 | $417M | $366M | $184M | $37M | $1M | 1.16% | 15.71% | 3.46% | 0.22% |
| Q2 2024 | $420M | $362M | $182M | $30M | $1M | 1.24% | 17.88% | 3.46% | 0.24% |
| Q1 2024 | $426M | $368M | $189M | $30M | $1M | 1.33% | 19.41% | 3.57% | 0.33% |
| Q4 2023 | $434M | $375M | $191M | $29M | $1M | 1.27% | 21.80% | 3.75% | 0.27% |
| Q3 2023 | $423M | $378M | $183M | $20M | $649K | 1.32% | 23.65% | 3.80% | 1.20% |
| Q2 2023 | $436M | $396M | $176M | $26M | $1M | 1.67% | 28.41% | 3.83% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.