MainStreet Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.2B | $1.9B | $1.9B | $276M | $5M | 0.85% | 6.71% | 3.57% | 2.87% |
| Q4 2025 | $2.2B | $1.9B | $1.8B | $283M | $5M | 0.82% | 6.47% | 3.61% | 1.69% |
| Q3 2025 | $2.1B | $1.8B | $1.8B | $279M | $5M | 0.81% | 6.42% | 3.64% | 1.29% |
| Q2 2025 | $2.1B | $1.8B | $1.8B | $275M | $5M | 0.74% | 5.97% | 3.65% | 0.40% |
| Q1 2025 | $2.2B | $1.9B | $1.8B | $271M | $3M | 0.55% | 4.48% | 3.36% | 1.36% |
| Q4 2024 | $2.2B | $1.9B | $1.8B | $269M | $-15491K | -0.35% | -2.64% | 3.35% | 1.37% |
| Q3 2024 | $2.2B | $1.9B | $1.8B | $291M | $923K | 0.51% | 3.67% | 3.37% | 1.58% |
| Q2 2024 | $2.1B | $1.8B | $1.8B | $290M | $3M | 0.68% | 4.87% | 3.42% | 1.15% |
| Q1 2024 | $2.1B | $1.7B | $1.7B | $289M | $4M | 0.77% | 5.49% | 3.45% | 0.53% |
| Q4 2023 | $2.0B | $1.7B | $1.7B | $287M | $6M | 1.45% | 10.51% | 4.33% | 0.06% |
| Q3 2023 | $2.0B | $1.7B | $1.7B | $279M | $7M | 1.57% | 11.44% | 4.49% | 0.02% |
| Q2 2023 | $1.9B | $1.6B | $1.6B | $276M | $8M | 1.66% | 12.12% | 4.63% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.