Main Street Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.3B | $1.3B | $180M | $2M | 0.53% | 4.86% | 3.01% | 1.66% |
| Q4 2025 | $1.7B | $1.3B | $1.3B | $178M | $2M | 0.63% | 6.38% | 2.91% | 0.90% |
| Q3 2025 | $1.7B | $1.3B | $1.3B | $174M | $3M | 0.70% | 7.16% | 2.83% | 0.50% |
| Q2 2025 | $1.7B | $1.4B | $1.3B | $160M | $3M | 0.66% | 6.94% | 2.76% | 0.55% |
| Q1 2025 | $1.6B | $1.4B | $1.3B | $157M | $3M | 0.71% | 7.41% | 2.78% | 0.84% |
| Q4 2024 | $1.6B | $1.3B | $1.3B | $153M | $3M | 0.49% | 5.47% | 2.63% | 0.83% |
| Q3 2024 | $1.6B | $1.3B | $1.3B | $153M | $3M | 0.43% | 4.79% | 2.65% | 0.36% |
| Q2 2024 | $1.6B | $1.4B | $1.3B | $149M | $2M | 0.33% | 3.82% | 2.65% | 0.35% |
| Q1 2024 | $1.7B | $1.4B | $1.3B | $145M | $667K | 0.16% | 1.84% | 2.61% | 0.55% |
| Q4 2023 | $1.7B | $1.4B | $1.4B | $144M | $2M | 0.39% | 4.42% | 2.83% | 0.55% |
| Q3 2023 | $1.7B | $1.4B | $1.3B | $137M | $2M | 0.40% | 4.48% | 2.86% | 0.34% |
| Q2 2023 | $1.6B | $1.3B | $1.2B | $141M | $1M | 0.41% | 4.44% | 2.95% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.