Magnolia Bank, Incorporated
Headquartered in Elizabethtown, KY. Part of Magnolia Bancshares, Inc. FDIC certificate #8120 · Federal Reserve RSSD 261146.
Total assets
$546M
Deposits
$450M
Q2 2026
Active branches
15
Closings since Jan 2020
4
5 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$522K
Return on assets
0.93%
Return on equity
8.92%
Noncurrent loan rate
2.02%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Closings by year
22022
12023
12026
Openings by year
12020
22021
12022
12023
Other network changes since 2020
- 2 branch relocations
- April 29, 2021: legal name changed from “Magnolia Bank” to “Magnolia Bank, Incorporated”
Branches by state
Recent closings
- 794 OLD ELIZABETHTOWN RD · closed January 9, 2026
- 4910 S L AND N TPKE · closed April 1, 2023
- Magnolia Bank, Incorporated — Overland Park, KSbank exits city11030 OAKMONT · closed December 31, 2022
- Magnolia Bank, Incorporated — Columbia, MObank exits city1 SOUTH FOURTH STREET · closed December 31, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.magnoliabank.com.