Madison County Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $210M | $196M | $108M | $12M | $380K | 0.74% | 12.08% | 3.76% | 0.20% |
| Q4 2025 | $202M | $188M | $105M | $13M | $444K | 0.83% | 15.12% | 3.81% | 0.21% |
| Q3 2025 | $204M | $190M | $100M | $12M | $454K | 0.81% | 15.47% | 3.79% | 0.25% |
| Q2 2025 | $195M | $183M | $98M | $10M | $432K | 0.77% | 15.19% | 3.71% | 0.29% |
| Q1 2025 | $195M | $183M | $89M | $10M | $311K | 0.64% | 12.97% | 3.57% | 0.33% |
| Q4 2024 | $191M | $180M | $82M | $9M | $481K | 0.69% | 13.51% | 3.51% | 0.36% |
| Q3 2024 | $185M | $172M | $82M | $11M | $319K | 0.58% | 11.19% | 3.46% | 0.32% |
| Q2 2024 | $183M | $167M | $81M | $9M | $240K | 0.52% | 10.59% | 3.38% | 0.42% |
| Q1 2024 | $182M | $162M | $77M | $9M | $235K | 0.52% | 10.42% | 3.29% | 0.47% |
| Q4 2023 | $180M | $158M | $78M | $9M | $415K | 0.92% | 21.33% | 3.47% | 0.44% |
| Q3 2023 | $182M | $164M | $83M | $6M | $379K | 0.91% | 22.46% | 3.47% | 0.33% |
| Q2 2023 | $175M | $161M | $83M | $8M | $356K | 0.95% | 21.86% | 3.47% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.