Lumbee Guaranty Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $560M | $494M | $233M | $52M | $1M | 0.82% | 8.92% | 2.98% | 0.33% |
| Q4 2025 | $561M | $496M | $229M | $52M | $1M | 0.78% | 8.50% | 2.94% | 0.26% |
| Q3 2025 | $540M | $485M | $224M | $51M | $1M | 0.77% | 8.42% | 2.94% | 0.56% |
| Q2 2025 | $523M | $466M | $222M | $48M | $965K | 0.74% | 8.15% | 2.91% | 0.71% |
| Q1 2025 | $508M | $453M | $217M | $48M | $954K | 0.74% | 8.21% | 2.91% | 0.85% |
| Q4 2024 | $520M | $466M | $217M | $45M | $584K | 0.74% | 8.74% | 2.87% | 0.37% |
| Q3 2024 | $523M | $467M | $211M | $48M | $940K | 0.84% | 9.94% | 2.82% | 0.34% |
| Q2 2024 | $517M | $463M | $203M | $43M | $1M | 0.90% | 10.93% | 2.82% | 0.36% |
| Q1 2024 | $514M | $459M | $195M | $42M | $1M | 0.93% | 11.40% | 2.77% | 0.49% |
| Q4 2023 | $520M | $466M | $194M | $42M | $2M | 1.21% | 15.47% | 3.35% | 0.39% |
| Q3 2023 | $497M | $447M | $191M | $37M | $1M | 1.18% | 15.32% | 3.48% | 0.50% |
| Q2 2023 | $478M | $422M | $191M | $38M | $1M | 1.18% | 15.14% | 3.54% | 0.91% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.