Lovelady State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $54M | $46M | $23M | $7M | $148K | 1.09% | 9.18% | 4.35% | 0.95% |
| Q4 2025 | $55M | $48M | $24M | $6M | $140K | 1.31% | 11.42% | 4.73% | 0.73% |
| Q3 2025 | $55M | $47M | $24M | $7M | $249K | 1.41% | 12.30% | 4.78% | 0.84% |
| Q2 2025 | $55M | $48M | $23M | $6M | $119K | 1.20% | 10.62% | 4.61% | 0.80% |
| Q1 2025 | $56M | $49M | $23M | $6M | $207K | 1.53% | 13.64% | 4.54% | 0.70% |
| Q4 2024 | $52M | $45M | $23M | $6M | $120K | 1.32% | 11.44% | 5.12% | 1.10% |
| Q3 2024 | $53M | $46M | $22M | $6M | $154K | 1.46% | 12.56% | 5.14% | 1.51% |
| Q2 2024 | $50M | $43M | $22M | $6M | $201K | 1.60% | 13.90% | 5.23% | 1.41% |
| Q1 2024 | $49M | $42M | $22M | $6M | $197K | 1.59% | 14.05% | 5.02% | 1.87% |
| Q4 2023 | $50M | $44M | $22M | $5M | $302K | 1.74% | 17.90% | 4.90% | 0.86% |
| Q3 2023 | $51M | $45M | $21M | $5M | $216K | 1.54% | 16.25% | 4.83% | 0.74% |
| Q2 2023 | $52M | $46M | $22M | $5M | $185K | 1.46% | 15.99% | 4.71% | 0.55% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.