Local Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $441M | $363M | $334M | $47M | $307K | 0.28% | 2.61% | 3.82% | 0.19% |
| Q4 2025 | $429M | $361M | $325M | $47M | $283K | 0.44% | 3.86% | 3.54% | 0.36% |
| Q3 2025 | $412M | $339M | $313M | $47M | $466K | 0.49% | 4.35% | 3.47% | 0.19% |
| Q2 2025 | $421M | $331M | $296M | $47M | $771K | 0.51% | 4.55% | 3.38% | 0.21% |
| Q1 2025 | $409M | $332M | $284M | $46M | $284K | 0.28% | 2.46% | 3.32% | 0.28% |
| Q4 2024 | $402M | $336M | $282M | $46M | $245K | 0.40% | 3.29% | 3.18% | 0.26% |
| Q3 2024 | $393M | $331M | $265M | $47M | $586K | 0.46% | 3.68% | 3.28% | 0.19% |
| Q2 2024 | $373M | $293M | $254M | $46M | $413K | 0.38% | 2.98% | 3.33% | 0.13% |
| Q1 2024 | $360M | $280M | $235M | $45M | $264K | 0.30% | 2.33% | 3.25% | 0.20% |
| Q4 2023 | $338M | $292M | $215M | $45M | $-65K | 0.43% | 3.07% | 3.23% | 0.06% |
| Q3 2023 | $328M | $270M | $204M | $45M | $343K | 0.61% | 4.30% | 3.13% | 0.06% |
| Q2 2023 | $319M | $274M | $189M | $45M | $473K | 0.71% | 4.91% | 3.08% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.