Lead Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.7B | $2.4B | $1.1B | $234M | $10M | 1.59% | 18.24% | 8.31% | 2.31% |
| Q4 2025 | $2.6B | $2.3B | $1.1B | $226M | $7M | 1.34% | 13.53% | 9.39% | 2.07% |
| Q3 2025 | $2.0B | $1.7B | $898M | $218M | $8M | 1.43% | 13.77% | 9.68% | 1.92% |
| Q2 2025 | $1.7B | $1.5B | $889M | $177M | $6M | 1.31% | 12.99% | 9.50% | 1.79% |
| Q1 2025 | $1.7B | $1.5B | $800M | $171M | $5M | 1.21% | 12.05% | 9.18% | 1.83% |
| Q4 2024 | $1.6B | $1.4B | $759M | $164M | $9M | 1.91% | 15.07% | 10.84% | 1.98% |
| Q3 2024 | $1.1B | $949M | $714M | $150M | $5M | 1.68% | 12.39% | 11.34% | 1.91% |
| Q2 2024 | $1.1B | $868M | $710M | $143M | $4M | 1.55% | 11.33% | 11.61% | 2.03% |
| Q1 2024 | $1.0B | $874M | $679M | $138M | $4M | 1.46% | 10.63% | 12.08% | 2.61% |
| Q4 2023 | $935M | $764M | $687M | $134M | $5M | 1.77% | 13.17% | 12.28% | 2.26% |
| Q3 2023 | $951M | $794M | $661M | $128M | $5M | 1.71% | 12.94% | 12.03% | 1.64% |
| Q2 2023 | $954M | $803M | $663M | $123M | $4M | 1.42% | 10.86% | 12.12% | 1.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.