Lamont Bank of St. John quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $56M | $52M | $33M | $3M | $-1871K | -12.76% | -181.19% | -0.95% | 21.44% |
| Q4 2025 | $61M | $56M | $36M | $5M | $-6K | -1.19% | -15.28% | 3.15% | 3.89% |
| Q3 2025 | $61M | $55M | $39M | $5M | $226K | -1.56% | -20.31% | 3.20% | 3.43% |
| Q2 2025 | $60M | $52M | $42M | $4M | $-938K | -2.98% | -39.32% | 2.59% | 1.96% |
| Q1 2025 | $67M | $57M | $42M | $5M | $-45K | -0.26% | -3.41% | 2.45% | 2.10% |
| Q4 2024 | $71M | $61M | $42M | $5M | $-762K | -0.68% | -8.86% | 2.60% | 2.45% |
| Q3 2024 | $72M | $57M | $47M | $6M | $-184K | 0.55% | 7.00% | 2.83% | 3.05% |
| Q2 2024 | $72M | $52M | $47M | $6M | $925K | 1.36% | 18.06% | 3.09% | 0.85% |
| Q1 2024 | $67M | $52M | $42M | $5M | $-456K | -2.71% | -37.07% | 3.21% | 0.95% |
| Q4 2023 | $67M | $53M | $39M | $5M | $-2255K | -2.84% | -30.43% | 2.65% | 2.60% |
| Q3 2023 | $73M | $52M | $45M | $7M | $131K | 0.52% | 5.31% | 2.68% | 2.17% |
| Q2 2023 | $72M | $52M | $46M | $7M | $268K | 0.41% | 4.14% | 2.72% | 2.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.