Lake Ridge Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.8B | $2.4B | $341M | $8M | 0.95% | 9.24% | 3.35% | 0.37% |
| Q4 2025 | $3.3B | $2.7B | $2.4B | $339M | $9M | 0.98% | 9.54% | 3.29% | 0.39% |
| Q3 2025 | $3.2B | $2.6B | $2.4B | $333M | $8M | 0.92% | 8.98% | 3.20% | 0.42% |
| Q2 2025 | $3.1B | $2.6B | $2.4B | $323M | $7M | 0.85% | 8.39% | 3.10% | 0.48% |
| Q1 2025 | $3.1B | $2.6B | $2.4B | $316M | $6M | 0.76% | 7.56% | 2.95% | 0.35% |
| Q4 2024 | $3.1B | $2.6B | $2.4B | $310M | $6M | 0.58% | 5.76% | 2.70% | 0.51% |
| Q3 2024 | $3.0B | $2.5B | $2.4B | $313M | $5M | 0.53% | 5.20% | 2.64% | 0.57% |
| Q2 2024 | $3.0B | $2.5B | $2.4B | $302M | $4M | 0.48% | 4.74% | 2.59% | 0.36% |
| Q1 2024 | $3.0B | $2.4B | $2.4B | $300M | $3M | 0.37% | 3.70% | 2.57% | 0.41% |
| Q4 2023 | $3.0B | $2.4B | $2.4B | $301M | $6M | 0.67% | 6.72% | 2.95% | 0.37% |
| Q3 2023 | $2.9B | $2.3B | $2.3B | $283M | $5M | 0.62% | 6.23% | 3.04% | 0.38% |
| Q2 2023 | $2.9B | $2.2B | $2.3B | $291M | $5M | 0.61% | 6.06% | 3.19% | 0.34% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.